|
Pet Insurance
Pets are part of the family, but they can prove costly if they fall ill and need veterinary treatment. While the NHS can treat the human members of our family free of charge, there is no equivalent for our pets!
The main reason for insuring your pet is to cover vet fees if your pet becomes ill or has an accident. Many conditions can be treated cheaply, however as advances are made the investigation into complicated diseases e.g. X-Rays, Endoscopy, Blood Tests and the subsequent treatment can prove expensive. Another good reason for insuring your pet is third party liability – supposing your dog chews a friend’s expensive three-piece suite or is involved in a road traffic accident – you are liable for the damage involved. Other benefits can include insurance against loss, theft and accidental death.
The main advantage of insurance is that it gives peace of mind to know that is insured then there are no financial obstacles involved in the treatment of your pet, especially if your pet develops a long term condition e.g. heart, skin or joint disease.
There are many policies around, however many of the cheaper policies will only cover a condition for 1 year, after which, an exclusion is placed on your policy to prevent further claims for that problem. Check the details of any policy and ask if the cover offers lifelong cover for any illness.